Personal Injury FAQ | Paysinger Law, P.C.

Do I have to pay money to talk to an attorney about my case?
Do I have a claim? How long will it take? And How much will I get?
If I don’t have health insurance, how do i see a doctor?
What do I do immediately after an accident?
What is Collosus?
What happens if the person who hit me had no insurance?
What happens if I am partially at fault for the accident?
What happens If I’m hurt at work?
If I’m hurt do I have to file a lawsuit?
Who may bring a wrongful death claim?

DO I HAVE TO PAY MONEY TO TALK TO AN ATTORNEY ABOUT MY CASE?
Answer: No! The Law Offices of Robert Paysinger, P.C. always provides a FREE CONSULTATION to discuss your injury claim. We will discuss all pertinent aspects of your claim including fault, your injuries, and the prospects of recovering money for you. This FREE CONSULTATION can be preformed over the phone, at our office, at your home or at the hospital. We are available weekends and evenings for your convenience.

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DO I HAVE A CLAIM? HOW LONG WILL IT TAKE? AND HOW MUCH WILL I GET?
Answer: These are common questions of those injured as a result of another person’s carelessness. Whether or not you have a claim normally can be determined quickly through your FREE CONSULTAION. However, in certain situations we must complete our investigation of the facts prior to determining the whether your have a claim or not. How long a claim takes to resolve depends on many factors. Prior to settling a claim we must know the total amount of medical bills, whether you have a permanent injury and whether the injury will affect your ability to work in the future. As a result the claim is generally not completed until you have been released from treatment. In certain circumstances the most efficient and quickest way to resolve your claim is to immediately file a lawsuit. How much money you will get is also determined by a variety of factors. In Colorado you have a right to economic damages, non-economic damages, and money for scaring and permanent impairment. Our firm will work diligently with you and for you to maximize how much money you receive for your injuries and other damages. Call now for free for more detailed information concerning your claim.

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IF I DON’T HAVE HEALTH INSURANCE HOW DO I SEE A DOCTOR?
Answer: There are many options open to you to receive care when you are injured as a result of an accident caused by another. If you are in an automobile accident call for a free consultation and we will review your automobile insurance policy to see if you have a “no-fault” policy or “medical payment” coverage. If you do not have these coverages, you may qualify for Medicare or Medicaid. Finally, our firm works with many outstanding doctors who will provide you care on a “lien” basis. This means they will have a security interest in your settlement and will be paid at the end of the case.

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WHAT DO I DO IMMEDIATELY AFTER AN ACCIDENT?
Answer: Call the police. The police will render aid, do an investigation into the cause of the accident and gather important information. Exchange information with the other driver. Do not discuss what happened in the accident or your injuries except with the police officer. Seek immediate medical attention. People often do not feel the results of their injuries for hours, days and even weeks after the accident and often have more serious injuries than they think. Take notes and document the entire situation. Take photographs of the scene, your vehicle and any bruises, cuts or other visible injuries. Call a competent attorney for legal advice before you talk to the other insurance company. The Law Offices of Robert Paysinger always provides a free consultation in these situations. Print off our free “”What to Do in an Accident” brochure to keep in your car. Make sure everyone in your family has one for their legal protection.

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WHAT IS COLLOSUS?
Answer: If you don’t know what Colossus is and you have been injured you are urged to contact ROBERT PAYSINGER immediately for a free consultation. Colossus is a hideous, secret computer program designed to evaluate the value of “bodily injuries” of those injured in car accidents and in premises liability (slip and fall) claims. In most aspects of this evaluation the only information entered into the system is taken from the doctors’ notes and reports. Most insurance companies use Colossus and you need an attorney and medical providers familiar with the 9,000 value drivers in the computer program to obtain a reasonable settlement for your injuries.

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WHAT HAPPENS IF THE PERSON WHO HIT ME HAD NO INSURANCE?
Answer: This can be a very difficult situation, however there is hope. First, a thorough investigation must be undertaken to determine if there is any coverage available from any source. Second, you may protect yourself form this situation in a car accident by purchasing uninsured motorist coverage and/or uninsured property damage coverage with our insurance company. Finally, you can provide excellent protection for your family and protect everything you have worked hard for by purchasing an “umbrella” policy which can be surprisingly inexpensive. Call Robert Paysinger for free at any time to discuss your insurance coverage even before you are in an accident. We are here to help you!

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WHAT HAPPENS IF I AM PARTIALLY AT FAULT FOR THE ACCIDENT?
Answer: In Colorado we have comparative negligence. If you are determined to be 50% or more negligent you recover nothing from the person in the accident with you. Many insurance companies deny claims based on their analysis of liability. It is always in your best interest to contact an attorney to get an independent analysis of fault. The Law Offices of Robert Paysinger, P.C. has obtained many substantial monetary awards in cases other attorneys declined representation or where the insurance company wanted to pay the client nothing!

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WHAT HAPPENS IF I’M HURT AT WORK?
Answer: Colorado’s Worker’s Compensation law is “no-fault.” If you are injured at work notify your employer immediately in writing (keep a copy of the notice). Request that you be sent to a doctor. If your employer does not send you to a doctor you can chose your own doctor. If you cannot work because of your injuries you may qualify for lost wages (temporary total disability). Once your have been released from treatment by the doctor (maximum medical improvement) you may be rated for a permanent impairment according to The AMA Guide to Permanent Impairment, Third Edition. We can assist you in obtaining your statutory benefits and maximizing your recovery.

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IF I’M HURT DO I HAVE TO FILE A LAWSUIT?
Answer: No. Although every one of our cases is prepared for litigation, the vast majority of claims are settled without filing a lawsuit. We only file lawsuits with your permission after full disclosure and only if we believe it will lead to a better result for you in a shorter period of time. In certain situations it is critical to file a lawsuit immediately or you may lose your claim. There are many complex time requirements in processing a claim for injuries. An experienced attorney can protect you from inadvertently losing your rights to money for your injuries. We have heard from many potential clients that the insurance adjuster told them they would take care of everything. Then when a certain amount of time goes by the adjuster tells them it is too late and the client gets nothing. Don’t let this happen to you. Call now for your FREE CONSULTATION. Click here for contact information.

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WHO MAY BRING A WRONGFUL DEATH CLAIM?
Answer: Colorado’s wrongful death laws specifically identify which family members are eligible to bring a wrongful death claim and provide time limits for bringing these claims. In Colorado, the surviving spouse has the exclusive right to bring a claim during the first year after death and after the first year, the surviving spouse and children have standing to bring a claim. If there is no spouse, then the children may bring a claim. Only if there is no surviving spouse and no children may the parents of the deceased bring a claim. In Colorado there is a two year statute of limitation, which means the claim must be resolved or a lawsuit filed with in two years of the death.

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