When you have been injured in a workplace accident, or have developed an occupational disease, you want to return to work as quickly as possible, but even more importantly, you want to fully recover from your injuries. It is important to understand your rights, and what compensation your are entitled to, because the insurance company may “forget” to pay out portions of your claim. One of the most important benefits of workers’ compensation insurance is Temporary Disability Benefits. In this case, disability simply refers to an inability to do your job. Exactly what that means depends on your particular job. For example, an office worker likely would not need to miss work with a broken leg, but a manual laborer would probably be unable to work until the leg heals. In that case, if the broken leg is a workplace injury, the laborer would qualify for temporary disability benefits. A dedicated Denver workers’ compensation attorney can ensure that you receive all of the benefits to which you are entitled under the law.
What are Temporary Disability Benefits
When you have suffered a workplace injury or occupational illness that temporarily keeps you out of work, you are entitled to a benefit of 2/3 of your average income. In this case, disability simply means that the injury or illness prevents you from doing your job. Depending on what tasks your job requires, this means many different things. For example, a broken leg would be a disability for a manual laborer, until the leg heals and the worker is cleared by his or her doctor to return to work. For an office worker, on the other hand, a broken leg is probably not a disability, and the worker would probably not miss time from the job.
While you are unable to work because of your injury, you should receive a benefit of 2/3 of your wages, which are to be paid out by the workers’ compensation insurance company. When the treating physician determines that you are ready to return to work, the insurance company will stop paying the Temporary Disability Benefit. In some cases, you may not feel that you are ready to return to work. If the nature of your injury and your job make returning to work early dangerous, this is a serious problem. Regardless, if your treating physician is saying that you need to go back to work and you believe that you are not ready, you need to speak with an experienced Denver workers’ compensation law firm immediately.
If you have been injured on the job, contact an experienced Denver workers’ compensation lawyer immediately. While you may believe that your employer will look out for you, the decisions regarding your compensation are typically not made by your employer, but by the insurance company. Don’t leave the medical care that you receive in the hands of an insurance company that is more concerned with their own profit margin than with your well-being. Robert Paysinger is a Denver workers’ comp attorney who has helped numerous Coloradans who have been injured at work to receive the best possible, most comprehensive medical care, so that they could return to health and get on with their lives as quickly as possible. For more information and a FREE CASE EVALUATION contact Robert at the Law Offices of Robert Paysinger at (303)279-0221.
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